Orchard Bank MasterCard Secured
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- Initial Credit Limit Up To $1,000
- Low Annual Fees
- Competitive APRs
- Periodic Credit Limit Increase Review
- Complimentary Online Services for Account Management and Payment
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Orchard Bank MasterCard Secured Review
The Orchard Bank MasterCard Secured, issued by HSBC Bank Nevada, N.A., is designed for those with a limited or poor credit history who are looking to re-establish their credit.
The major benefit of the Orchard Bank MasterCard Secured is the reasonable annual fee of $35. In addition, the APR for purchases is about average for a secured card.
Unlike most secured credit cards, this card provides additional services and benefits including online account access, emergency card replacement, and various fraud protection services. Another benefit of this card is that the deposit amount does earn interest annually.
Therefore, those who can afford to pay in full in each month (to avoid high finance charges) and plan to use the card to help build towards a positive credit history will benefit most from what the Orchard Bank MasterCard Secured has to offer.
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