Chase Free Cash RewardsSM Visa Card

Earn 1 Point for Every Dollar in Purchases 1,000 Bonus Points with Your First Purchase Intro 0% Fixed APR for Up To 12 Months No Annual Fee Get Your Rewards with as Few as 2,500 Points Choose from Either a $25 Check or a $25 Gift Card/Certificate for Every 2,500 Points Earned

Chase Free Cash RewardsSM Visa Card Review

The Chase Free Cash RewardsSM Visa Card, issued by Chase, is designed for those with very good credit who would like a card that offers a cash back reward program.

Through the reward program, cardholders earn one point for each dollar spent on all purchases. Cardholders are also awarded 1,000 bonus points with their first purchase. Each time the cardholder accrues 2,500 points, they will receive either a $25 gift check or a $25 gift certificate from their choice of various merchants and retailers. The amount of points you can earn is limited to 60,000 points per year.

For those who qualify, the card has a reasonable interest rate for purchases and balance transfers in comparison with other reward cards. There is also a 0% introductory rate on purchases and balance transfers for the first twelve billing cycles and no annual fee.

Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges, which ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers.

In addition to the reward program, cardholders have access to common platinum benefits provided by Chase, such as auto rental insurance, extended warranties for purchases, and up to $500,000 in travel accident insurance.

Therefore, those who qualify for the lowest rate offered and will take advantage of the reward program will benefit most from what the Chase Free Cash RewardsSM Visa Card has to offer.