All-Access Visa Prepaid Card
|
- Apply in 60 Seconds with 2 Easy Steps and Get a Card in as Little as 5 Days
- No Credit Checks and No Minimum Balance Requirements
- Free Direct Deposit
- Choice of Flat-Fee or Pay-As-You-Go Plans
- Free Instant Email or Text Message Notification of Balances or Transactions
- Overdraft Program
- Integrated Online Bill Payment
- Multiple Cards for Family and Friends
|
All-Access Visa Prepaid Card Review
The All-Access Visa Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by ACH transfers, credit or debit card transfers, PayPal transfers, and in person retail transfers.
Cardholders will have the option of choosing between the pay per transaction plan and the FeeAdvantage plan. The pay per transaction plan has no monthly fee, but there is a fee charged every time the cardholder makes a purchase. On the other hand, the FeeAdvantage plan allows cardholders to make unlimited signature and PIN purchases for a monthly fee. Depending on whether the cardholder makes signature or PIN purchases more, the FeeAdvantage plan may be a better option for those who plan to make more than five to ten purchases per month.
However, the All-Access Visa Prepaid Card has a very low application fee in comparison to most prepaid cards, and some prepaid cards charge both a monthly participation fee and a purchase transaction fee, so this card is definitely a cost-effective option.
This card offers additional services and benefits including free wireless alerts for account information, no liability for unauthorized transactions, overdraft protection, and integrated bill payment. Cardholders will also be able to participate in the referral program that rewards them with $5 for each activated card that they refer.
Therefore, those who are looking for a card where they can pay in advance for purchases, would like a card with limited fees, and plan to take advantage of the various benefits and services may find the All-Access Visa Prepaid Card to be a beneficial option.
|
